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Commercial Automobile Insurance


The Know-Hows


A commercial automobile policy covers vehicles owned and operated by your business. Commercial vehicles are a valuable asset for any company whether it's only one vehicle carrying tools and equipment to the job site or a fleet of inter-provincial delivery vehicles. Any business with 5 or more vehicles can have a fleet policy which offers coverage under one policy.  Having an all inclusive insurance plan ensures that whether your vehicles are leased, financed or owned, that they have the financial safety for all your drivers. Our brokers at Murray Hoffman Insurance clarify the details of comprehensive commercial automobile policies and offer ideal coverage to protect your vehicles from physical damage, theft, liability and other losses! Protect your business vehicles against the risks on the road by insuring them under one policy with a single renewal date. Talk to one of our knowledgeable insurance brokers about designing a Commercial Coverage Policy that is tailored to the needs of your business so that you are worry free.




Column

Types of Fleets

  • Family Fleets

  • Delivery Trucks Fleets

  • Taxi Fleets

  • Van Fleets

  • Tanker Fleets

  • Long-haul Trucking Fleets

  • Construction Van Fleets


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Column

Types of Coverage

  • Physical Damage

  • Commercial General Liability

  • Comprehensive Coverage

  • Accident Benefits

  • Uninsured Motorist

  • Truck Cargo

  • Bobtail Insurance

  • Reefer Insurance


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Column

Types of Vehicles

  • Sedans

  • Vans

  • SUVS

  • Flatbed Trucks

  • Box Trucks

  • Long-Haul Trucks

  • Dump Trucks

  • Trailers

  • Front Loaders


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Factors Impacting Commercial Truck Rates

Type and make of the trucks

Route of Transportation

Skill/Record of Driver

Types of business

Cargo Carried

Factors Impacting Commercial Fleet Rates

Experience of Drivers

Driver Record

Fleet Management

Type of Business

Equipment Carried

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